About Us
The Importance of Insurance: Safeguarding your assets and future
Insurance is a must-have for business owners. You have worked hard to build your brand, and without the right protection, even a small incident can cause major setbacks. This will cover risks like allergic reactions, infections, and accidental damage, while also protecting studio equipment, property, and income from unexpected events. With this tailored coverage, entrepreneurs can focus on their craft knowing their business is protected from potential risks.
Protect your Art
In the event that an accident does occur at your Piercing studio, Tattoo Parlor or Smoke Shop. General and Professional Liability is there to protect you and your business. Don’t leave your passion unprotected.
Peace of Mind
Don’t leave your business unprotected. Insurance is there for life tough moments, make sure you have an agent you can trust!
Protect your most important asset, you.
For anyone who relies on their hands to do their job, an injury can be a career-ending setback. Our Accident and Disability Insurance gives you peace of mind, ensuring that if you are ever unable to use your hands, you're financially covered. Whether you are an artist, piercer, or any hands-on professional, this coverage lets you focus on your work, knowing you’re protected from life’s unexpected twists.
Insurance
Industry Coverage Options
Tattoo Parlors
Body Piercing
Tattoo Artists
Hair Salons
Smoke Shops
Services
SERVICES WE CAN COVER
Our insurance company has safeguarded dreams. We’ve weathered storms, rebuilt lives, and protected legacies. Empowering generations, our unwavering commitment stands strong. Trust us to shield your future’s chapters.
Commercial General Liability
CGL Protects against claims related to bodily injury, property damage, and personal injury occurring on premises or due to operations.
Professional Liability
PL protects professionals against claims of negligence, errors, or omissions in the services they provide. It can cover legal costs, damages, and more
Products Liability
Protects against claims arising due to damages caused by defective products.
Property coverage
Protects physical assets, such as buildings, and inventory, from risks like fire, theft, and vandalism. It helps businesses recover financially by covering repair or replacement costs for damaged or lost property.
Disability and Specialty body part coverage
Provides financial protection for individuals who rely on specific body parts for their livelihood. In the event of injury or impairment, this coverage offers compensation to help maintain financial stability during recovery or permanent loss.
Premises Liability
Premises liability protects businesses from financial responsibility if someone is injured or their property is damaged on the business's property. It covers legal fees, medical expenses, and more.
Personal Liability
Personal liability insurance covers costs if you’re legally responsible for injury to others or damage to their property, even outside of your home. It helps protect against expenses related to medical bills, legal fees, and more
Self Defense Liability
Self-defense liability coverage helps protect individuals from legal and financial consequences if they injure someone while defending themselves. It covers legal fees, court costs, and possible settlements, offering peace of mind in situations where self-defense is necessary.
Alleged Assault and Battery, Sexual Abuse and Molestation Liability
Provides coverage for legal defense and costs in when individuals or businesses face accusations of assault, battery, sexual abuse, or molestation. This insurance helps mitigate financial risks by covering legal fees and expenses in these sensitive claims
Communicable Disease Liability
Provides coverage for legal costs and damages if a business is alleged to have caused the spread of an infectious disease. This helps protect against financial losses related to lawsuits, and medical expenses stemming from claims of negligence in preventing disease transmission on the premises.
Life Insurance
Provides a financial safety net for beneficiaries by paying a death benefit upon the policyholder's passing. This coverage helps cover expenses like funeral costs, outstanding debts, and lost income, offering financial security and peace of mind for loved ones.
Special Events Liability
Provides coverage for unexpected incidents, such as injuries or property damage, that occur during organized events like weddings, festivals, or corporate gatherings. This insurance helps protect hosts and organizers from financial responsibility for accidents, legal fees, and potential damages associated with the event.
Your agents with Inksperience
Your Trusted Team For Tackling the Unexpected
Testimonials
What our clients say
At Inksurance, we are committed to delivering exceptional service to our clients. Our job is not complete until you are fully satisfied.
FAQs
Professional liability Insurance, typically covers claims related to ink allergies or infections caused to clients. This coverage can help pay for medical expenses and legal fees if a client experiences an allergic reaction or infection as a result of getting a tattoo at your shop. It is important to review the specifics of your policy with your insurance provider to ensure these types of incidents are covered.
Tattoo shop insurance is a specialized policy designed to protect tattoo artists and their businesses from various risks, including liability claims, property damage, and business interruptions.
It is essential to protect your business from potential lawsuits, cover medical expenses in case of accidents or infections, and safeguard your equipment and property from damage or theft.
The cost varies based on factors such as the size of your business, location, number of employees, and the level of coverage you choose. It’s best to get a personalized quote to understand your specific costs. Coverages is not as expensive as you think and we will work with you to find the option that works best for you.
Yes, most insurance providers offer customizable policies to meet the unique needs of your tattoo shop, allowing you to add specific coverages that are relevant to your business.
Consider the types of risks your business faces, the value of your equipment and property, the number of employees, and any specific needs related to your clientele. Ensure the policy covers all potential risks adequately.
Professional liability insurance, also known as errors and omissions insurance, covers claims related to the professional services you provide. This includes allegations of negligence, mistakes, or failure to deliver the expected results.
This depends on the policy. Some insurance plans may cover independent contractors working in your shop, while others may require them to have their own insurance. It’s important to clarify this with your provider.
In case of an incident, contact your insurance provider as soon as possible to report the claim. Provide all necessary documentation and details about the incident to ensure a smooth and efficient claims process.
It’s advisable to review your insurance policy annually or whenever significant changes occur in your business, such as expansions, new services, or changes in the number of employees. This ensures your coverage remains adequate and up to date.
Yes, there is coverage available if you tattoo outside the us.
Yes, we offer temporary and permanent disability if you lose the ability to preform your daily activities.
No, we offer premium financing options to help spread your premium over a period of time to minimize the financial burden
That depends on what the shop already has in place. Reach out to us and we can help you navigate your needs.
We are not oblivious to some of the crazy things that can happen from time to time when dealing with the general public. We have options to protect you both criminally and civilly if a self defense situation arises.